Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
Jody R. Nunez
2377 Gold Meadow Way, Suite 100 • Gold River, CA • 95670
Phone: (916) 631-1580 • Fax: (916) 244-0382
• jnunez@aicinvest.com

*This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your registered representative. Read it carefully before you invest or send money. Insurance and securities products are limited to residents of California.

An associate from Cornerstone Financial Partners will contact you to provide you with requested information.

**Securities and investment advisory services offered through Ameritas Investment Corp. (AIC), Member FINRA, SIPC.  5900 O St. Lincoln, NE 68510, (402) 467-6900.   Representatives of AIC do not provide tax or legal advice. Please consult your attorney or tax advisor regarding your situation.  AIC and Cornerstone Financial Partners are not affiliated.
California Insurance Number 0765341